Key numbers
The average U.S. homeowners insurance premium jumped 17% between 2021 and 2023, per Harvard JCHS (Harvard Joint Center for Housing Studies, 2021-2023).
| 621,945 | May is the peak month for U.S. hail loss claims, with 621,945 claims over 2017-2019, followed by June (586,749). Source: National Insurance Crime Bureau, 2017-2019 |
|---|---|
| 46% | Catastrophe claims made up 46% of U.S. homeowners claims across all perils in 2023, the highest share in seven years, per LexisNexis. Source: LexisNexis Risk Solutions, 2023 |
| $51 billion | Severe convective storms (hail, wind, tornado) caused $51 billion in U.S. insured losses in 2025, the third straight year above $50 billion. Source: Insurance Information Institute (Triple-I), 2025 |
Colorado Springs homeowners can check almost everything about a roofing job for free: the Pikes Peak Regional Building Department (PPRBD) website shows whether a roofer is licensed and whether a permit was pulled, its reroof guidelines list what the code requires, and the Colorado Division of Insurance helps when a claim stalls. Use these before you sign, during the job and after it. The table below lists each resource and what to use it for.
The resources, and when to use them
| Resource | What it is for | When to use it |
|---|---|---|
| PPRBD Contractor Search (pprbd.org) | Confirms a contractor holds a PPRBD license | Before you sign anything |
| PPRBD Permit Search | Shows permits and inspection results by address | Before you buy a house; after your job is finished |
| PPRBD Reroofing Guidelines | The local reroof rules in one page | When comparing bids |
| PPRBD Hail and Disaster Information | Storm-season rules: licensed contractor and permit required, who schedules inspections | After a hailstorm |
| PPRBD office: 2880 International Circle; 719-327-2880 | Questions about a permit or inspection | Anytime a permit question comes up |
| Colorado Springs Fire Department wildfire requirements | Roof rules in the wildland-urban interface | Choosing a roof material near open space |
| Colorado Division of Insurance Consumer Services: 303-894-7490 or 800-930-3745 | Questions and complaints about an insurer | When a claim stalls or a policy changes |
| National Weather Service Pueblo (weather.gov/pub) | Storm reports and local climate records | Confirming the date of a hailstorm for a claim |
What the building department requires on a reroof
From PPRBD’s Reroofing Guidelines (revised March 5, 2024):
- Any repair or replacement over 100 square feet needs a permit, whether a licensed contractor or the homeowner does the work.
- Only the owner of a primary residence may do that work without a license.
- All old layers come off before new asphalt shingles go on.
- Inside the City of Colorado Springs, one- and two-family homes need a Class A roof covering, excluding solid wood.
- Homes above 7,000 feet need an ice barrier at the eaves; your elevation is on the permit receipt.
- Materials cannot be stocked on the driveway or roof before the permit is issued.
After a storm, PPRBD adds that the contractor who pulled the permit must request the inspection, and reroof inspections are not done same day or next day because of volume.
Services you will need along the way
- Inspection. A free inspection with photos of the roof, flashing, gutters and attic. Inspecting a roof explains what is checked.
- Repair. Small leaks and wind damage. See Colorado Springs roof repair.
- Replacement. See Colorado Springs roof replacement.
- Gutters. See when to repair or replace gutters.
- Business roofs. See commercial roof repair.
- Storm claims. The claim is yours; a roofer should document damage and make sure nothing gets missed in the scope. Start with what to do if a storm damages your roof.
Doing any looking yourself? Read roof safety for homeowners first.
Talk to a local roofer
Integrity Roofing and Painting is headquartered at 115 N Union Blvd in Colorado Springs. We are veteran-owned, family-run since 1990, an Owens Corning Platinum Preferred contractor, and have 650+ Google reviews. Call (719) 488-2800 or book a free Colorado Springs roof inspection; we reach out the same business day.
Sources: Pikes Peak Regional Building Department, pprbd.org (Contractor Search, Permit Search, office contact), Reroofing Guidelines (rev. 03/05/2024) and Hail and Disaster Information; Colorado Springs Fire Department, Wildfire risk reduction requirements; Colorado Division of Insurance, consumer advisory after a severe hailstorm (Consumer Services phone numbers, confirmed through the search index); National Weather Service Pueblo, Colorado Springs normals and records.
