Key numbers
60.9% of occupied housing units in Colorado Springs were owner-occupied in 2020-2024 (U.S. Census Bureau, American Community Survey 5-Year Estimates, 2020-2024).
| 18.3% | Colorado homeowners insurance premiums rose 18.3% in 2025 alone, the largest one-year increase of any state, per LendingTree. Source: FOX21 News Colorado, 2025 |
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Yes. In Colorado Springs, a roofer must be licensed with the Pikes Peak Regional Building Department (PPRBD) to contract for or perform any reroof or repair over 100 square feet, and that work needs a permit pulled by the licensed contractor. PPRBD requires the contractor to pull the permit so it can confirm the roofer is properly licensed and insured. Colorado law also requires employers to carry workers’ compensation, and a roofing contract must name the contractor’s liability insurer. You can check all of it yourself in about five minutes before you sign.
What PPRBD requires
PPRBD is the building department for Colorado Springs, El Paso County, Fountain, Manitou Springs, Monument, Woodland Park and several smaller towns. Its Reroof Guidelines (rev. March 5, 2024) and homeowner storm guide say:
| Rule | What it means for you |
|---|---|
| A license is required to contract or perform reroofs over 100 sq ft, unless you own the home, it is your primary residence and you do the work | An unlicensed roofer cannot legally do your roof replacement |
| Work over 100 sq ft needs a permit, whoever does it | Small repairs under 100 sq ft do not need one |
| If you hire a contractor, the contractor must obtain the permit | Never pull a homeowner permit for a contractor |
| The contractor who obtained the permit schedules the inspection | You cannot close out someone else’s job |
| Stocking materials before the permit is issued is a violation | It brings a triple permit fee and a stop work order |
| Permits are good for 180 days | A job that stalls past that needs attention |
Asphalt reroofs need one final inspection; tile roofs also need a dry-in inspection before tile goes on. After a large storm, PPRBD says reroof inspections are not done same day or next day because of volume.
What insurance a roofer should carry
Workers’ compensation. Colorado law (C.R.S. 8-44-101) requires employers covered by the workers’ compensation act to secure compensation for their employees through Pinnacol Assurance, an insurer authorized in Colorado, or approved self-insurance. If an uninsured worker is hurt on your roof, you and your homeowner’s policy can end up in the middle.
General liability. This pays for damage the roofer causes to your home or a neighbor’s property. Colorado’s roofing contract law (C.R.S. 6-22-103) requires the contract to name the contractor’s surety and liability insurer, with contact information, if applicable.
Ask for both certificates, then call the insurers listed to confirm the policies are active and the dates cover your job.
The five-minute check
- Search the contractor on pprbd.org, or call PPRBD at 719-327-2880 and ask.
- Get the certificates for liability and workers’ compensation and call each insurer.
- Read the contract for the items Colorado law requires: scope, dates, costs, contact details, insurer, a 72-hour cancellation right with full deposit refund, and, on insurance jobs, the statement that the contractor cannot pay or waive your deductible. The full list is in Colorado roofing contract law, explained.
- Confirm the permit after work is scheduled, using PPRBD’s permit search on your address.
- Check the final inspection result in the same search before you make the final payment.
For the wider research list (reviews, BBB, neighbors, manufacturers), see where to check a roofer’s reputation. For what an honest roofer will refuse to do, see roofing ethics. The Denver version of these checks is in how to choose a roofer in Denver.
Why a license and insurance are only the start
A license proves a roofer may work here; it does not prove they work well. Look at how they inspect (our article on HAAG-trained roof inspections explains what a thorough inspection covers), whether one person stays accountable for your job, and whether they are close enough to come back. That last point is why we wrote why to hire a roofer local to Cimarron Hills. Our Colorado Springs roofing codes article lists the code items a permitted roof must meet.
Ask us for ours
Integrity Roofing and Painting is licensed and insured, veteran-owned and family-run since 1990, and an Owens Corning Platinum Preferred contractor with 650+ Google reviews. Ask for our certificates at your inspection. Call (719) 488-2800 or book a free Colorado Springs roof inspection, or read about roof replacement in Colorado Springs.
Sources: Pikes Peak Regional Building Department, Reroof Guidelines, rev. 03/05/2024, Do You Have Roof Damage From a Storm? and Hail & Disaster Information; C.R.S. 8-44-101 and 6-22-103.
