No. For a roof replaced in 2026 there is no federal tax credit. The energy efficient home improvement credit (Section 25C) ended for property placed in service after December 31, 2025, and it had not covered roofs since 2022. The residential clean energy credit (Section 25D), which covered solar shingles, ended for expenditures made after December 31, 2025. What still lowers the real cost of a new roof in Colorado Springs is an insurance discount for a Class 4 roof, a possible state grant program for resilient roofs, and the roof’s addition to your home’s tax basis.
This is general information, not tax or legal advice. Talk to a tax professional about your own return.
What ended, and when
| Credit | What it covered for roofs | Status for 2026 |
|---|---|---|
| Section 25C, energy efficient home improvement | Through 2022: certain ENERGY STAR metal and asphalt roofs, 10 percent of the cost up to $500, installation excluded. From 2023: insulation, windows, doors, heat pumps and similar items, but no roofing | Ends for property placed in service after December 31, 2025 |
| Section 25D, residential clean energy | Solar shingles and solar roofing tiles that generate electricity; not traditional roofing, decking or rafters | Ends for expenditures made after December 31, 2025 |
| ENERGY STAR roof products label | The certification the older roof credit relied on | Retired June 1, 2022 |
Both credits were ended by Public Law 119-21, signed July 4, 2025. For 25D, the IRS treats the expenditure as made when installation is complete, so paying a deposit in 2025 for a system finished in 2026 does not qualify.
Myths you will still see in ads
- “Get 30 percent back on your new metal roof.” That figure was the 25D solar credit. It never applied to a metal roof by itself, and it has ended.
- “Cool roofs qualify for a $500 credit.” That was the pre-2023 version of 25C. Roofs dropped off when the credit was rewritten for 2023, and the ENERGY STAR roof label had already been retired.
- “Insulation in the same job makes the roof qualify.” Insulation did qualify under 25C through 2025, but the roof never did, and for 2026 neither does.
What still saves money on a roof
1. Your insurance premium
Many insurers discount a UL 2218 Class 4 roof, and the amount is set company by company. Get the yearly discount in writing from your agent before you pick a shingle, then compare it to the upgrade price. Our guide to Duration vs Duration FLEX shows how that math plays out on a common Class 4 choice, and is a Class 4 roof worth it? runs the full calculation. While you are on the phone, ask how the policy values the roof: ACV vs RCV roof coverage explains why it matters.
2. A Colorado resilient roof grant
SB26-155, signed June 4, 2026, created the Strengthen Colorado Homes Enterprise in the Division of Insurance. At least 85 percent of its fee revenue must go to grants that help homeowners retrofit with resilient roofs against hail and wind, with priority for primary residences. Insurer fees begin in calendar year 2027, so grants follow after that. Contractors paid with grant money cannot waive deductibles.
3. Your home’s tax basis
IRS Publication 523 lists a new roof as an improvement that increases your home’s basis. A higher basis can lower the taxable gain when you sell. Routine repairs do not count, and insurance reimbursement for a damaged roof reduces basis. Keep the contract, the final invoice and the permit.
4. Lower attic heat without a roof credit
If energy savings are the goal, attic air sealing, insulation and ventilation do more than a roof color. Our page on energy-efficient shingles explains why we stopped featuring a special shingle for that.
What to ask your roofer
- Which UL 2218 class is the shingle, and can you give me the rating document for my insurer?
- Are you offering a “tax credit” price? If so, which section of the tax code, and for what year?
- Will the invoice separate any solar work from the roofing work? On a 2025 solar job, only the solar part could qualify.
Plan your roof
Integrity Roofing and Painting is veteran-owned and family-run since 1990, an Owens Corning Platinum Preferred contractor with 650+ Google reviews. We will show you Class 4 and standard options side by side so you can weigh them against your insurer’s discount. Book a free Colorado Springs roof inspection or call (719) 488-2800; we respond the same business day. Financing is also available.
Sources: IRS, Energy Efficient Home Improvement Credit; IRS, Residential Clean Energy Credit; IRS, FAQs on modification of sections 25C and 25D under Public Law 119-21; IRS, Publication 523, Selling Your Home; ENERGY STAR, Roof Products sunset notice and 2022 tax credit information; SB26-155, Colorado General Assembly.
